
Book flights and hotels through Uni Store and earn Uni Coins that can be redeemed for 24K Digital Gold. A travel credit card like Uni GoldX combines convenient payments with rewards on eligible travel bookings, helping you get more value from the spending you already make. As a travel rewards credit card, Uni GoldX lets you earn Uni Coins on eligible flight and hotel bookings through Uni Store and redeem them for 24K Digital Gold, subject to applicable booking conditions, caps, exclusions, and terms.

A travel credit card can make travel spending easier by combining payment convenience with rewards and travel-focused benefits. Depending on the card, these may include rewards on flights and hotels, forex benefits, and airport lounge access. If you are comparing the best credit card for travel, look beyond the headline reward rate and compare fees, international usage, lounge access, redemption options, and applicable conditions to find a card that fits your travel needs.
Uni GoldX brings together key travel credit card benefits, including rewards on flights and hotels, complimentary lounge access on eligible bookings, and zero forex on international spends. It also lets you redeem eligible Uni Coins for 24K Digital Gold, giving your travel spending a clear rewards path.
Uni GoldX works as a travel rewards credit card by rewarding eligible flight and hotel bookings through Uni Store with Uni Coins at the applicable rate, redeemable in the Uni App.

A credit card with free access to domestic airport lounges can make eligible journeys more comfortable. GoldX offers complimentary lounge access on eligible Uni Store flight bookings, subject to applicable booking and programme terms.

GoldX is a zero-fee travel credit card for international spends, with zero forex fees in 180+ countries. International transactions do not earn GoldX rewards. Applicable transaction conditions and exclusions apply.

With a gold credit card like Uni GoldX, you can earn Uni Coins on eligible flight bookings. Redeem eligible Uni Coins for 24K Digital Gold in the Uni app, subject to terms.

For customers comparing the best travel credit card options in India, security and trust matter as much as rewards. GoldX cards are issued by YES BANK or BOBCARD, while gold rewards are fulfilled and safeguarded by Augmont.


GoldX turns eligible travel spending into Uni Coins you can redeem for 24K Digital Gold. As a travel rewards credit card, it offers a clear path from spending to gold. You can earn digital gold with credit card rewards and keep, sell, or mint eligible Uni Coins into physical gold, subject to applicable terms.
This estimate is illustrative. Actual rewards depend on eligibility, transaction type, route, merchant availability, caps, exclusions and applicable terms.
Link an eligible credit card to UPI

Travel credit card eligibility depends on the issuing bank's criteria, credit assessment, and successful KYC verification. Open the Uni app to see the offer available for your profile and the information required to complete your application.
For a travel rewards credit card application, keep your active mobile number, PAN, and requested identity and address information ready for KYC. Depending on your profile, the issuing bank may also request income or employment details.
Lifetime free refers to the ₹0 joining and annual/renewal fee. It does not mean every possible UPI credit card fee or other charge is zero.
The issuing bank reviews your application. If approved, follow the in-app steps to activate your card.



Gold rewards are fulfilled and safeguarded by Augmont. The corresponding 24K gold is physically backed, held in secure insured vaults and audited by an independent trustee.
Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.
Rajesh
Product Lead

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.
Ananya
Design Director

The Uni Gold X card turns my daily spending on food, shopping, and travel into real 24K digital gold rewards with zero annual fees. With 0% forex markup and effortless micro-investing, it’s easily the smartest, most rewarding card I’ve used as a busy professional.
Shivani
IT Professional

Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.
Rajesh
Product Lead

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.
Ananya
Design Director

Finding the best travel credit card depends on more than the headline reward rate. Compare the value offered by a travel rewards credit card, including travel rewards, forex charges, lounge access, flight and hotel benefits, annual fees, and reward redemption.
The best travel credit card for one traveller may not be the best for another. Compare total value, fees, exclusions, reward flexibility and travel habits before applying.
A travel credit card can easily be used for eligible flight and hotel bookings, international transactions, travel expenses, and everyday purchases, depending on the card and merchant. A travel rewards credit card can earn several types of rewards on qualifying spends, while applicable forex benefits can make international transactions more convenient. For bookings, check the reward rate, participating merchants, caps, and exclusions before paying. When looking for the best credit card for flight booking, also consider lounge access, hotel benefits, annual fees, redemption options, and issuer terms.
Using a travel rewards credit card for flights and hotels is simple when you understand the rewards and conditions. If you are searching for the best credit card for flight booking, compare reward rates, booking platforms, fees, forex charges, and exclusions.
Compare rewards, fees, forex charges, and travel benefits.




Compare flight and hotel rewards, airport lounge access, forex fees, annual charges, redemption options, and reward exclusions. Choose benefits that match your travel habits and spending.