Uni

Apply for the Uni GoldX Travel Credit Cards Online

Make every journey more rewarding with flight and hotel benefits, a choice of lounge access, zero-forex benefits, and 24K Digital Gold rewards.

Issued by
BOBCARD
YES BANK
book flights and hotel

Book Flights and Hotels, Earn Unlimited 7% Back in 24K Gold

Book flights and hotels through Uni Store and earn Uni Coins that can be redeemed for 24K Digital Gold. A travel credit card like Uni GoldX combines convenient payments with rewards on eligible travel bookings, helping you get more value from the spending you already make. As a travel rewards credit card, Uni GoldX lets you earn Uni Coins on eligible flight and hotel bookings through Uni Store and redeem them for 24K Digital Gold, subject to applicable booking conditions, caps, exclusions, and terms.

best card for travel

Your search for the Best Credit Card for Travel Ends Here

A travel credit card can make travel spending easier by combining payment convenience with rewards and travel-focused benefits. Depending on the card, these may include rewards on flights and hotels, forex benefits, and airport lounge access. If you are comparing the best credit card for travel, look beyond the headline reward rate and compare fees, international usage, lounge access, redemption options, and applicable conditions to find a card that fits your travel needs.

More Reasons to Make Uni GoldX Your Travel Companion

Uni GoldX brings together key travel credit card benefits, including rewards on flights and hotels, complimentary lounge access on eligible bookings, and zero forex on international spends. It also lets you redeem eligible Uni Coins for 24K Digital Gold, giving your travel spending a clear rewards path.

Rewards on Flights and Hotels

Uni GoldX works as a travel rewards credit card by rewarding eligible flight and hotel bookings through Uni Store with Uni Coins at the applicable rate, redeemable in the Uni App.

flights and hotel

Lounge Access on Flight Bookings

A credit card with free access to domestic airport lounges can make eligible journeys more comfortable. GoldX offers complimentary lounge access on eligible Uni Store flight bookings, subject to applicable booking and programme terms.

Lounge access

Zero Forex on International Spends

GoldX is a zero-fee travel credit card for international spends, with zero forex fees in 180+ countries. International transactions do not earn GoldX rewards. Applicable transaction conditions and exclusions apply.

zero forex

Gold on Every Flight You Book

With a gold credit card like Uni GoldX, you can earn Uni Coins on eligible flight bookings. Redeem eligible Uni Coins for 24K Digital Gold in the Uni app, subject to terms.

gold on flight booking

Secure and Private

For customers comparing the best travel credit card options in India, security and trust matter as much as rewards. GoldX cards are issued by YES BANK or BOBCARD, while gold rewards are fulfilled and safeguarded by Augmont.

secure and private
go to travel credit card

Why Make Uni GoldX Your Go-To Travel Credit Card?

GoldX turns eligible travel spending into Uni Coins you can redeem for 24K Digital Gold. As a travel rewards credit card, it offers a clear path from spending to gold. You can earn digital gold with credit card rewards and keep, sell, or mint eligible Uni Coins into physical gold, subject to applicable terms.

See What Reward Your Travel Credit Card Spends Could Earn

Spends

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₹
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Rewards

Estimated reward value₹3,000
Estimated Uni Coins30,000
Estimated gold quantity at the live redemption price (₹14,918/g)0.201 g

This estimate is illustrative. Actual rewards depend on eligibility, transaction type, route, merchant availability, caps, exclusions and applicable terms.

How to Earn Digital Gold on Your Travel Spends

Link an eligible credit card to UPI

Step Preview

Ready for GoldX? Check Your Eligibility

Travel credit card eligibility depends on the issuing bank's criteria, credit assessment, and successful KYC verification. Open the Uni app to see the offer available for your profile and the information required to complete your application.

Applying for a Travel Credit Card? Keep These Details Ready

For a travel rewards credit card application, keep your active mobile number, PAN, and requested identity and address information ready for KYC. Depending on your profile, the issuing bank may also request income or employment details.

Everything to Know About GoldX Fees and Charges

Joining fee₹0
Annual or renewal fee₹0
Forex fee₹0 on international spends
Fuel surcharge waiverUp to ₹500
Interest chargesAs per the issuing bank’s current schedule of charges
Late-payment and other applicable chargesAs per the issuing bank’s current schedule of charges

Lifetime free refers to the ₹0 joining and annual/renewal fee. It does not mean every possible UPI credit card fee or other charge is zero.

Ready to Travel? Start Your GoldX Application

The issuing bank reviews your application. If approved, follow the in-app steps to activate your card.

Step Preview
Bob Card Yes Bank

Issued with established banking partners

Your Travel Credit Card Rewards Are Safeguarded by Augmont

Your Travel Credit Card Rewards Are Safeguarded by Augmont

Gold rewards are fulfilled and safeguarded by Augmont. The corresponding 24K gold is physically backed, held in secure insured vaults and audited by an independent trustee.

What GoldX Cardholders Say About Travel Rewards

Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.

Rajesh

Product Lead

Rajesh

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.

Ananya

Design Director

Ananya

The Uni Gold X card turns my daily spending on food, shopping, and travel into real 24K digital gold rewards with zero annual fees. With 0% forex markup and effortless micro-investing, it’s easily the smartest, most rewarding card I’ve used as a busy professional.

Shivani

IT Professional

Shivani

Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.

Rajesh

Product Lead

Rajesh

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.

Ananya

Design Director

Ananya

What to Look for in a Travel Credit Card

Finding the best travel credit card depends on more than the headline reward rate. Compare the value offered by a travel rewards credit card, including travel rewards, forex charges, lounge access, flight and hotel benefits, annual fees, and reward redemption.

Travel rewardsCheck rewards on eligible flights, hotels, and other travel spends, including caps and exclusions.
Forex chargesCompare fees on eligible international transactions if you travel abroad frequently.
Lounge accessCheck whether airport lounge access is included and whether booking or spend conditions apply.
Flight and hotel benefitsCheck whether airport lounge access is included and whether booking or spend conditions apply.
Annual feesCheck joining, annual and renewal fees.
Reward redemptionUnderstand how rewards can be redeemed and whether the option suits your needs.
Security and issuerReview the issuing bank, security measures and applicable terms.

The best travel credit card for one traveller may not be the best for another. Compare total value, fees, exclusions, reward flexibility and travel habits before applying.

From Flights to Foreign Trips: 
Where Can You Use a Travel Rewards Credit Card?

A travel credit card can easily be used for eligible flight and hotel bookings, international transactions, travel expenses, and everyday purchases, depending on the card and merchant. A travel rewards credit card can earn several types of rewards on qualifying spends, while applicable forex benefits can make international transactions more convenient.
 For bookings, check the reward rate, participating merchants, caps, and exclusions before paying. When looking for the best credit card for flight booking, also consider lounge access, hotel benefits, annual fees, redemption options, and issuer terms.

How to Use a Travel Rewards Credit Card for Flight and Hotel Bookings

Using a travel rewards credit card for flights and hotels is simple when you understand the rewards and conditions. If you are searching for the best credit card for flight booking, compare reward rates, booking platforms, fees, forex charges, and exclusions.

Choose your card

Compare rewards, fees, forex charges, and travel benefits.

Choose your card

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Frequently Asked Questions About Travel Credit Cards

Compare flight and hotel rewards, airport lounge access, forex fees, annual charges, redemption options, and reward exclusions. Choose benefits that match your travel habits and spending.