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The Pay 1/3rd
is here.

With the Uni Pay 1/3rd Card

Pay in 3 parts over 3 months at no extra costs or,
Pay in 1 month for 1% cashback

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It's different

It's unique

It's powerful.

First of a kind innovation that lets you pay your monthly spends in 3 parts over 3 months for NO EXTRA charges.

Pay in 3 parts

Pay for anything and everything and just pay 1/3rd every month.

Nothing more, not even a rupee.

Bill part 1
Bill part 2Bill in full
Bill part 3

1% Rewards when you Pay in Full

Choose to pay in full, post the 30 days free credit period & enjoy 1% rewards in the form of cashback.

Get 1%

coming soon

Split into longer EMIs

Take all the time you need. Choose affordable longer EMI plans from 6, 9, 12, 18+ months.

6 months9 months12 months18 months
limited time offer

No Joining Fee

Yes, you read that right! No joining fee, no annual charges for our early customers.

Joining banner


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Uni Pay 1/3rd Card is accepted at 99.9% of the merchants across the country that accept credit or debit cards.

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Scan & Pay

Use your credit line to easily scan and pay at your favorite stores.

Spend anywhere and everywhere

Pay 1/3rd

Pay 1/3rd

for groceries & essentials

Grocery bag

Pay 1/3rd

for emergency and bills

Bill with POS

Pay 1/3rd

for fashion sale

Shoping Bag

Or even throw a party & just
Pay 1/3rd every month.

part Glasses

More reasons to love Uni

We crafted a unique credit experience with you at the centre to enable you to do more.

Nothing is hidden here

100% money back guarantee if a charge or fee is applied without your knowledge.


We are a new-age fintech with a mission to reimagine and deliver an unmatched credit experience to millions of Indians. We are backed by marquee investors.


Uni maintains the highest level of security standards

Download to get started

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Indiqube Sigma No.3/B, Nexus Koramangala 3rd Block SBI Colony, Koramangala, Bengaluru, Karnataka 560034

Contact Us: 080 68216821

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