Uni

Apply for the Uni GoldX Airport Lounge Credit Card online

Choose a lounge access credit card that makes flight bookings more rewarding with 24K Digital Gold.

Issued by
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Make Every Journey More Rewarding with Uni GoldX

Make Every Journey More Rewarding with Uni GoldX

Your travel bookings can offer more than just a ticket to your destination with Uni GoldX. Enjoy lounge benefits: Book eligible flights through Uni Store to access applicable airport lounge benefits. Earn gold rewards: Collect Uni Coins on bookings and redeem them for 24K Digital Gold through the Uni app. Get more from travel: A lounge access credit card combines travel perks with rewards, while a credit card for airport lounge access adds value to eligible journeys.

Make Every Airport Wait More Comfortable

Make Every Airport Wait More Comfortable

A little comfort before take-off makes every journey more enjoyable. Enjoy a quieter space: Airport lounges offer a place to relax, work, or refresh before departure. Explore lounge benefits: A lounge access credit card offers entry to participating lounges, subject to applicable terms and conditions. Choose wisely: Compare airport coverage, visit limits, fees, and rewards. The best credit card for unlimited airport lounge access depends on your travel frequency and the benefits offered.

Four Reasons to Choose Uni GoldX

Uni GoldX brings together eligible lounge access, flight-booking rewards, and gold redemption. Explore the key benefits below and review the applicable terms to understand how they fit your travel and spending needs. If you are considering an unlimited lounge access credit card, check the actual access allowance before applying. Availability depends on the merchant, transaction type, network, app, and applicable terms.

Complimentary Lounge Access on Uni Store Flight Bookings

Get choice of lounge access when you book eligible flights through Uni Store, subject to booking conditions, lounge availability, and terms. Choose the best credit card for flight booking for your needs.

Complimentary Lounge Access on Uni Store Flight Bookings

Rewards on Every Flight You Book

Earn Uni Coins on Uni Store flight bookings with a rewards credit card, subject to reward rates, exclusions, and terms.

Rewards on Every Flight You Book

Flight Rewards That Turn Into 24K Gold

Redeem Uni Coins for 24K Digital Gold through the Uni app, subject to redemption terms. Consider this feature when comparing rewards credit cards.

Flight Rewards That Turn Into 24K Gold

Enjoy ₹0 Joining and Annual Fees

Uni GoldX has ₹0 joining and annual fees. However, other charges follow the issuer's schedule. If you want to apply for a free credit card with zero joining or annual fee, review the terms first.

Enjoy ₹0 Joining and Annual Fees
Upgrade Your Travel Experience with Uni GoldX Lounge Benefits

Upgrade Your Travel Experience with Uni GoldX Lounge Benefits

With Uni GoldX, eligible Uni Store flight bookings earn Uni Coins redeemable for 24K Digital Gold through the Uni app, making it the best credit card for flight booking. For overseas travel, review the eligibility and benefits of a credit card with international lounge access before applying.

See What Your Travel Could Earn

Spends

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₹
₹
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₹

Rewards

Estimated reward value₹3,000
Estimated Uni Coins30,000
Estimated gold quantity at the live redemption price (₹14,918/g)0.201 g

This estimate is illustrative. Actual rewards depend on eligibility, transaction type, route, merchant availability, caps, exclusions and applicable terms.

Get Started with Uni GoldX in Five Simple Steps

To apply for a gold credit card, follow these steps:

Book an eligible flight through Uni Store

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Check If You're Ready to Get Started with Uni GoldX

Eligibility for the Uni GoldX card depends on the issuing bank's criteria, credit assessment, and successful KYC verification. If you are looking for the best credit card for flight booking, remember that approval is subject to the issuer's decision.

Here is What You Need Before You Apply

When applying for the best credit card for flight booking, keep these documents ready: Keep your PAN ready. Ensure your registered mobile number is accessible. Keep your identity and address details handy. Provide any additional information requested by the issuing bank. Complete the required KYC steps in the Uni app.

A Closer Look at Uni GoldX Fees and Charges

Joining fee₹0
Annual or renewal fee₹0
Forex fee₹0 on international spends
Fuel surcharge waiverUp to ₹500
Interest chargesAs per the issuing bank’s current schedule of charges
Late-payment and other applicable chargesAs per the issuing bank’s current schedule of charges

Even the best free lifetime credit cards are subject to charges such as interest, late payments, and other applicable fees.

Getting Started Is Simple With These Easy Steps

Applying for the Uni GoldX Gold Card (Credit Card) is simple. Follow these steps to get started.

If approved, follow the instructions to receive and activate your card.

Step Preview
Issued with established banking partners

Issued with established banking partners

Your Fuel Credit Card Rewards Are Safeguarded by Augmont

Your Fuel Credit Card Rewards Are Safeguarded by Augmont

Gold rewards are fulfilled and safeguarded by Augmont. The corresponding 24K gold is physically backed, held in secure insured vaults and audited by an independent trustee.

What GoldX Cardholders Say About UPI Rewards

Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.

Rajesh

Product Lead

Rajesh

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.

Ananya

Design Director

Ananya

The Uni Gold X card turns my daily spending on food, shopping, and travel into real 24K digital gold rewards with zero annual fees. With 0% forex markup and effortless micro-investing, it’s easily the smartest, most rewarding card I’ve used as a busy professional.

Shivani

IT Professional

Shivani

Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.

Rajesh

Product Lead

Rajesh

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.

Ananya

Design Director

Ananya

Travel Smarter with These Simple Tips

Airport lounges can make travel more comfortable. Use these tips to get more from your lounge access credit card:

Check eligible bookingsReview Uni GoldX lounge access terms for eligible Uni Store flight bookings.
Confirm accessCheck participating lounges, availability, booking requirements, and visit limits.
Track rewardsConsider your airport, terminal, and departure time.
Track rewardsCheck Uni Coins and 24K Digital Gold redemption terms in the Uni app.
Compare benefitsReview fees, exclusions, and actual access allowances.

The best credit card for unlimited airport lounge access should match your travel needs. Never assume unlimited visits without confirmation. Compare reward rates and redemption options when choosing rewards credit cards.

Flights, Lounges and Rewards: What to Know

Booking a flight does not guarantee lounge access; eligibility depends on the card's terms and booking conditions. With Uni GoldX, eligible Uni Store flight bookings may provide lounge access, subject to availability and applicable requirements. Check participating lounges, terminals, and visit limits before travelling. Eligible bookings can also earn Uni Coins, which can be redeemed for 24K Digital Gold through the Uni app. Check reward rates, exclusions, and redemption terms. When comparing credit cards with lounge access, verify the benefits you can use. Also compare credit cards with flight rewards to understand eligible spending, reward rates, and redemption options before applying.

Lounge Access at Home and Abroad: How Are They Different?

Domestic and international lounges may have different entry requirements, participating airports, and access limits. Check your card's terms, eligible terminals, and additional charges before travelling. International transactions do not automatically qualify for lounge access. Some credit cards with good rewards offer points or redemption options, while Uni GoldX lets you redeem eligible Uni Coins for 24K Digital Gold. International transactions do not earn GoldX rewards. Choose a VIP lounge access credit card based on your travel habits and confirmed benefits. If travelling overseas, verify the eligibility conditions of a credit card with international lounge access before applying.

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Frequently Asked Questions About Airport Lounge Credit Cards

Choose a credit card offering lounge access and check its eligibility criteria. With Uni GoldX, eligible Uni Store flight bookings qualify for applicable lounge benefits, subject to terms.