
Your travel bookings can offer more than just a ticket to your destination with Uni GoldX. Enjoy lounge benefits: Book eligible flights through Uni Store to access applicable airport lounge benefits. Earn gold rewards: Collect Uni Coins on bookings and redeem them for 24K Digital Gold through the Uni app. Get more from travel: A lounge access credit card combines travel perks with rewards, while a credit card for airport lounge access adds value to eligible journeys.

A little comfort before take-off makes every journey more enjoyable. Enjoy a quieter space: Airport lounges offer a place to relax, work, or refresh before departure. Explore lounge benefits: A lounge access credit card offers entry to participating lounges, subject to applicable terms and conditions. Choose wisely: Compare airport coverage, visit limits, fees, and rewards. The best credit card for unlimited airport lounge access depends on your travel frequency and the benefits offered.
Uni GoldX brings together eligible lounge access, flight-booking rewards, and gold redemption. Explore the key benefits below and review the applicable terms to understand how they fit your travel and spending needs. If you are considering an unlimited lounge access credit card, check the actual access allowance before applying. Availability depends on the merchant, transaction type, network, app, and applicable terms.
Get choice of lounge access when you book eligible flights through Uni Store, subject to booking conditions, lounge availability, and terms. Choose the best credit card for flight booking for your needs.

Earn Uni Coins on Uni Store flight bookings with a rewards credit card, subject to reward rates, exclusions, and terms.

Redeem Uni Coins for 24K Digital Gold through the Uni app, subject to redemption terms. Consider this feature when comparing rewards credit cards.

Uni GoldX has ₹0 joining and annual fees. However, other charges follow the issuer's schedule. If you want to apply for a free credit card with zero joining or annual fee, review the terms first.


With Uni GoldX, eligible Uni Store flight bookings earn Uni Coins redeemable for 24K Digital Gold through the Uni app, making it the best credit card for flight booking. For overseas travel, review the eligibility and benefits of a credit card with international lounge access before applying.
This estimate is illustrative. Actual rewards depend on eligibility, transaction type, route, merchant availability, caps, exclusions and applicable terms.
To apply for a gold credit card, follow these steps:
Book an eligible flight through Uni Store

Eligibility for the Uni GoldX card depends on the issuing bank's criteria, credit assessment, and successful KYC verification. If you are looking for the best credit card for flight booking, remember that approval is subject to the issuer's decision.
When applying for the best credit card for flight booking, keep these documents ready: Keep your PAN ready. Ensure your registered mobile number is accessible. Keep your identity and address details handy. Provide any additional information requested by the issuing bank. Complete the required KYC steps in the Uni app.
Even the best free lifetime credit cards are subject to charges such as interest, late payments, and other applicable fees.
Applying for the Uni GoldX Gold Card (Credit Card) is simple. Follow these steps to get started.
If approved, follow the instructions to receive and activate your card.



Gold rewards are fulfilled and safeguarded by Augmont. The corresponding 24K gold is physically backed, held in secure insured vaults and audited by an independent trustee.
Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.
Rajesh
Product Lead

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.
Ananya
Design Director

The Uni Gold X card turns my daily spending on food, shopping, and travel into real 24K digital gold rewards with zero annual fees. With 0% forex markup and effortless micro-investing, it’s easily the smartest, most rewarding card I’ve used as a busy professional.
Shivani
IT Professional

Linking my RuPay card to UPI was instantaneous. Earning 24K digital gold on daily chai, groceries, and fuel without changing my payment habits is brilliant. The redemption process is silky smooth.
Rajesh
Product Lead

The zero forex markup combined with gold coin rewards makes this my go-to card for both international travel and local UPI payments. The app interface is gorgeous and transparent.
Ananya
Design Director

Airport lounges can make travel more comfortable. Use these tips to get more from your lounge access credit card:
The best credit card for unlimited airport lounge access should match your travel needs. Never assume unlimited visits without confirmation. Compare reward rates and redemption options when choosing rewards credit cards.
Booking a flight does not guarantee lounge access; eligibility depends on the card's terms and booking conditions. With Uni GoldX, eligible Uni Store flight bookings may provide lounge access, subject to availability and applicable requirements. Check participating lounges, terminals, and visit limits before travelling. Eligible bookings can also earn Uni Coins, which can be redeemed for 24K Digital Gold through the Uni app. Check reward rates, exclusions, and redemption terms. When comparing credit cards with lounge access, verify the benefits you can use. Also compare credit cards with flight rewards to understand eligible spending, reward rates, and redemption options before applying.
Domestic and international lounges may have different entry requirements, participating airports, and access limits. Check your card's terms, eligible terminals, and additional charges before travelling. International transactions do not automatically qualify for lounge access. Some credit cards with good rewards offer points or redemption options, while Uni GoldX lets you redeem eligible Uni Coins for 24K Digital Gold. International transactions do not earn GoldX rewards. Choose a VIP lounge access credit card based on your travel habits and confirmed benefits. If travelling overseas, verify the eligibility conditions of a credit card with international lounge access before applying.



Choose a credit card offering lounge access and check its eligibility criteria. With Uni GoldX, eligible Uni Store flight bookings qualify for applicable lounge benefits, subject to terms.